PM Fasal Bima Yojana | प्रधानमंत्री फसल बीमा योजना: The Modi government is running all the schemes related to crops along with doubling the income of the farmers. One of these is the Pradhan Mantri Fasal Bima Yojana. Under this scheme, crop insurance is provided to the farmers against the damage caused to the crop due to any kind of natural calamity. Under the scheme, the period for insuring the Rabi crop has been kept as 31 December 2021.
If farmers are not able to insure their crop by 31st December 2021, then they will not be able to get financial help in case of any kind of loss. This is the last date to take advantage of the scheme. After this the benefit of insurance will not be available. Guidelines have been issued for the implementation of Pradhan Mantri Fasal Bima Yojana for the financial years 2020-21, 2021-22 and 2022-23.
PM Fasal Bima Yojana 2022
Crop Insurance Premium
Under the scheme, the facility of crop insurance is provided to the notified crops against natural calamities and other non-preventable risks. To take advantage of PM Fasal Bima Yojana, it is necessary for farmers to register on the Government of India portal. Among the major Rabi crops, the premium rate is fixed at 1.5 percent for wheat, barley, lentil, mustard and 5 percent for potato.
Do this work in case of loss
In case of damage to the crop, the farmers have to give all the details of the situation to the implementing agency / concerned bank branch and agriculture and related department within 72 hours. For any information, toll free number 1800-889-6868 can also be contacted immediately. Let us tell you that even defaulter farmers can get crop insurance. Their insurance will also be at 1.5 percent premium only. The Center and the states together will pay the remaining amount.
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The central government says that for every Rs 100 paid as premium, farmers have received a record claim of Rs 537. The government claims that till December 2020, farmers have paid an insurance premium of Rs 19 thousand crore. In return, he got a claim of about 90 thousand crore rupees.
PM Fasal Bima Yojana 2022 FAQs
What is PM Kisan Fasal Bima Yojana?
In the last few years, due to natural calamity, the crops of farmers of 52 districts of the state had suffered a lot. Many farmers did not even have the capital to do farming, so in this critical situation of the farmers, the Pradhan Mantri Fasal Bima Yojana has done the work of Sanjeevani Booti for the farmers.
How to check crop insurance list?
The farmer can be informed within 72 hours by the insurance company, concerned bank, local agriculture department government/ district authorities or through our toll free number (1800 200 7710) or on National Crop Insurance Portal.
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