Alabama Property Tax, July 2023, Details on Tax Rates & Property Tax Calculator

Alabama Property Tax: The nation’s lowest property taxes are in Alabama. Continue reading as this article from PM News gives an overview of Alabama Property Tax 2023. The average homeowner in Alabama pays just $674 in property taxes per year, despite the fact that they are a significant source of funding for local governments, public services, and education in the state. That’s around $2,795 less than the $2,795 national average. July 2023 Tax Rates for Property Tax. 

How Alabama Property Taxes Work

The assessed value for residential property is equal to 10% of the market value. As an example, the assessed value of a home with $200,000 appraised value would be $20,000 (10% of $200,000). If the entire property tax rate for that residence was 30 mills, the total yearly property tax would be $600 ($20,000 x [30 / 1000]). 

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Alabama Property Tax Rates

Depending on where the property is located, the change in the total cost. Together with local taxes levied by towns, counties, and school districts, the state-wide millage for 2020 is 6.5. Additionally, a few exclusions could lower the overall amount of property taxes you owe. 

It is simpler to compare areas by looking at effective property tax rates because of these variances in mill rates at the municipal level and the exemptions accessible to homeowners. The effective property tax rate is the median annual amount of property taxes actually paid expressed as a proportion of the median dwelling value. The table below displays the actual tax rates for each county in Alabama. 

County  Median Home Value  Annual Property Tax Payment  Average Effective Property Tax Rate 
Bullock  $74,900  $409  0.56% 
Madison  $190,100  $969  0.52% 
Perry  $80,200  $253  0.31% 
Lauderdale  $149,600  $706  0.48% 
Lawrence  $113,900  $394  0.36% 
Winston  $87,400  $278  0.33% 
Clay  $116,200  $278 0.25% 
Chilton  $104,600  $381  0.36% 
Baldwin  $211,700  $766  0.39% 
Coosa  $89,800  $246  0.24% 
Elmore  $171,300  $515  0.36% 
Chambers  $103,900  $403  0.32% 
Marengo  $82,800  $363  0.48% 
Escambia  $100,200  $391 0.32% 
Shelby  $220,400  $1,268  0.59% 
Clarke  $106,400  $313  0.27% 
Geneva  $108,500  $349  0.35% 
Pike  $131,700  $399  0.32% 
Jefferson  $165,100  $1,177 0.72% 
Franklin  $103,200  $356  0.35% 
Etowah  $124,500  $504  0.42% 
Butler  $98,200  $299  0.32% 
Houston  $141,900  $503  0.38% 
Monroe  $100,800  $309  0.32% 
Calhoun  $121,700  $626 0.52% 
Tallapoosa  $108,500  $357  0.34% 
Marengo  $82,600  $363  0.45% 
Crenshaw  $84,600  $285  0.35% 
Greene  $76,300  $329 0.44% 
Limestone  $167,700  $716  0.43% 
Lowndes  $66,400  $314  0.49% 
Colbert  $125,500  $482  0.39% 
Tuscaloosa  $179,300  $705  0.37% 

Jefferson County

The base millage is 20 for the entire county. This comprises 6.5 mills for the county’s general budget, 5.6 mills for Jefferson County’s general fund, 7.9 mills for items like roads, bridges, and sewers, and an additional 3.0 mills for schools throughout the county. 

In addition to those countywide prices, there are also extra fees that change depending on the city where your residence is located and the school system. District 52 (Bessemer) has local school district property taxes of 5.4 mills, whereas District 17 has local school district property taxes of 34.1 mills (Mt. Brook). A millage rate of 21.9 is common throughout the county’s districts. These taxes directly fund neighborhood schools in addition to the 8.2 mills countywide school district property tax. 

In Jefferson County, a few towns also levy their own property taxes. The municipal millage rate in Birmingham, the biggest city in both the county and the state, is 28.5. Hence, the overall rate—which includes those listed above—is 78.6. It works out to 7.86%, but the assessed value is only 10% of the market value in actuality. In Birmingham, the actual property tax rates are therefore closer to 0.75%. 

Mobile County

Mobile County homeowners spend $770 in property taxes on average each year, which ranks as the fifth-highest average payment in the state. The value of your home and where you live, of course, affect your actual payments. The county’s millage rates for property taxes are 20.5. The general fund, roads, bridges, hospitals, and educational institutions are all included in that. 

There are extra school mileage rates, and they change based on where you live. The additional millage is just 4.0 outside Mobile and Pritchard, but it is 12.0 inside those two cities. Ten cities in Mobile County also impose additional city property taxes. The total millage rate of Mobile city for residents is 63.5 due to the 7.0 municipal rate in the city. 

Madison County

Outside of municipalities, Madison County’s total property taxes range from 14 to 11. (Inside municipality). Schools get around one-third of county property taxes, with district-specific rates. The school millage rate is 16.0 in District 1, which covers all outlying regions of Huntsville. The total millage of 58 stated above includes the 21.0 school millage rate for District 2, which encompasses Huntsville. 

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Montgomery County

Depending on the region, the total property taxes in Montgomery County range from 7.5 to 12.5. No matter the district, schools must use the same rate of 10. There are an additional 5.0 mills of tax for fire protection for homeowners outside of the city of Montgomery (except for Pike Road). Montgomery does, however, additionally levy a 12.5 mill municipal tax. 

Shelby County

Alabama’s fifth-largest county is Shelby County. The median yearly property tax payment there is $1,267, and the median home value is $220,700. The county with the highest score in the state is that one, but it is still below the $2,795 national average. 

Property tax rates start at 30.0 mills for the entire county (including state rates). Outside of Hoover, Birmingham, and Vestavia Hills, there are extra property taxes for the school district of 14.0 mills. The Hoover school district levies a levy of 6.0 mills. 

In Vestavia Hills, additional city taxes can reach a maximum of 49.3 mills. Hence, Shelby County’s total millage rate for property taxes might be as high as 79.3 mills. 

Tuscaloosa County

Tuscaloosa County, which is home to the University of Alabama and the city of Tuscaloosa, charges property taxes at a rate of 10.5 to pay for local services including education and infrastructure improvements. 

Baldwin County

Baldwin County’s median yearly property tax payment is only $765, or around one-fifth of the national average for yearly property taxes. The average effective property tax rate in the county is roughly 0.36%. 

Real property tax rates in the county range from 11.5 to 9.5 miles per $100 of assessed value, which is 10% of market value. 

Lee County

Although Lee County’s property taxes are among the highest in Alabama, they are still very modest when compared to other parts of the country. Property taxes for Lee County homeowners average $1,1011 each year. 

Lee County has different property tax rates for its cities and for the remainder of the county. A total of 52.0 mills of property taxes are collected annually in the two major cities, Auburn and Opelika. The rate in Phoenix is 19 mills. The rate is 10.0 mills in Smiths Station, Waverly, and Notasulga. 

Alabama Property Tax
Alabama Property Tax

Morgan County

10.8 to 13.8 is the county rate range. With 18.6 mills, Decatur has the highest state-wide property tax rate. Hartselle, Falkville, and Trinity come after it, each at 5 mills. 

Calhoun County

Calhoun County’s median annual property tax payment is $623. Property tax rates in the county range from 5 mills in rural northern districts to 19 mills in downtown Anniston. The rate is 10 mills in Jacksonville and Oxford.

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